Illinois Auto insurance secrets that can save you hundreds of dollars each year
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Illinois Auto insurance secrets that can save you hundreds of dollars each year

Trying to find the cheapest Illinois auto insurance quotes around will definitely help you save as much money on your car insurance as possible, but there are a handful of other tips and tricks that you can put into play to save hundreds of dollars each year that have little to nothing to do with hunting for the cheapest provider around.

The truth is that there are a lot of different “hidden discounts” that insurance companies offer each and every one of their customers, but they don’t exactly make this information known to the general public. Instead, they require you to do a bit of digging on your own and then you to ask your insurance company to take advantage of them – but the discounts are available all the same.

Here are a couple of discounts you’ll want to ask for when you are searching for the cheapest Illinois auto insurance quotes available to make sure that your quotes really are as low as they can be.

Do you offer discounts for vehicles with daytime running lights?

Daytime running lights (low powered headlights that remain on the even in the daylight as a safety feature) are standard equipment on most every automobile these days, and really help keep millions of drivers safe in situations and circumstances that they might not have been otherwise.

Almost all of the major nationwide insurance agencies  offer discounts on car insurance if your vehicle is equipped with daytime running lights, though they aren’t going to tell you this ahead of time – and aren’t going to ask if your vehicle has this equipment, either.

A newer car saves you a lot of money on your auto insurance

Most of the nationwide insurance agencies (and pretty much all of the smaller, more local agencies as well) will halve your insurance rates and overuse significantly discounted Illinois auto insurance quotes if you are driving a vehicle that is up to three years old.

These insurance agencies figure that you’re going to be much more careful driving your car when it’s brand-new and dent free, and statistics show that they aren’t wrong. You’ll have the opportunity to save hundreds of dollars on your auto insurance just by purchasing a newer vehicle, so if you’re on the fence about grabbing a new or preowned option, you might want to consider upgrading to the newest one available.